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Travel Jobs for Physical Therapists

Physical therapists are in high demand in the United States. Results-driven professionals can easily secure permanent or travel jobs in top health care companies and medical facilities. Travel jobs in physical therapy are for those who are interested in going to different locations and working in various kinds of environments.

Physical Therapy Travel Jobs offer Interesting Opportunities

There are excellent opportunities for travel loving, outgoing and enthusiastic physical therapists looking for highly rewarding career. A travel physical therapist gets to travel to different locations and interact with a broad spectrum of people. Their tasks and responsibilities include assisting patients to improve their physical functions through exercise and physical activity. They need to help patients to work out with different equipment in order to restore their bodily functions. Usually, a travel physical therapy assignment lasts 13 weeks, after which the physical therapist can opt to renew it or choose a new location.

Benefits enjoyed by Traveling Physical Therapists

Qualified physical therapists can find both fulltime and part-time positions in travel jobs. To get the job of their choice, the best option would be better to link with a reliable healthcare recruiting agency. With their wide network and close contacts with different medical facilities, the agency can help them find travel job positions in prestigious healthcare facilities. This would also help them to secure excellent benefits and services. Those in physical therapy travel jobs get a chance to earn extra money through sign-on, completion and referral bonuses. They are also eligible for the following allowances:

• 401(k) benefits
• Travel expenses
• Paid housing
• Relocation expenses
• Continuing education programs
• Professional liability insurance
• Section 125 Cafeteria Plan
• Insurance benefits
• Earn bonus packages
• Health benefits
• Additional state license

Approach a Reliable Recruiter

To secure a job of their choice, physical therapists looking for a travel job should create a profile showing their work experience, career goals and preferences and upload it on the site of the healthcare recruiter. The agency can then help them find the job of their choice in hospitals, clinics, research facilities, long term care facilities, inpatient and outpatient rehabilitation clinics, nursing homes, and other facilities across the US.

No Health Insurance Plans, No College? More Universities Mandate Coverage

Recently, more public universities have chosen to enact a mandate on their students. It is not a requirement that students keep their grade point averages above a certain level, or a code of honor that forbids cheating. Rather, they are forcing all of their attendees to have health insurance plans! Health insurance and studying don’t normally seem like related topics. However, many university officials have pointed to scientific studies, which show that students in good health are better able to concentrate on their courses. As a result, they earn higher grades than those in bad health. While having health coverage doesn’t necessarily improve a person’s health in and of itself, it allows one to use affordable preventative care services that catch illnesses before they worsen. If a student’s condition is not cared for properly, it can become serious enough to make them withdraw out of school altogether.

The majority of college students are covered through the health insurance plans of their parents. These plans are usually employer-sponsored, and the recession has seen an increasing number of people laid off from their jobs. COBRA family health insurance plans can cost over ,000 in premiums each month, so many families are forced to drop their insurance. College-age children lose their insurance, as well, when that is the case. A parent’s coverage of a university student as a dependent also expires when a full-time student reaches their 24th or 25th birthday; this affects many individuals who have chosen to return to school or switched majors. Students who receive health insurance through jobs of their own are also susceptible to either layoffs or cutbacks in hours that make them ineligible for employer-sponsored plans.

Despite most students already having health insurance, slightly over a quarter of college students are estimated to be uninsured. There are several reasons for this; many young adults believe they are invincible and in generally good health, so they believe health insurance is unnecessary. Also, the cost of student health insurance is daunting-even to those who recognize the need for insurance. Most colleges offer voluntary student health insurance plans, but relatively few individuals partake in them. In general, a large portion of this demographic doesn’t realize how important health insurance plans are until they are in a serious accident or diagnosed with a major illness. This is part of the reason health insurance mandates have been enacted in over a third of public four-year colleges, with 22 other state systems looking towards doing so.

There are several advantages to college students having health insurance. Most importantly, it will increase the physical and mental safety of students on campus. In addition, health insurance plans assist with significant medical expenses that would otherwise come out of the student’s own pocket. Since most college students are not flush with cash, many will either skip essential treatments or be saddled with thousands of dollars in medical debt for years. Medical debt is the #1 cause of bankruptcy, and having student loans on top of that doesn’t help. Quality health care allows students to finish a degree in a reasonable period of time, without as many health-related distractions; this helps save money on tuition. Other universities are also concerned with the burden uninsured students put on local hospitals surrounding the campus.

On the other hand, there are significant drawbacks to mandating health insurance plans among students. The most prominent concern is that health insurance will force students to pay yet another fee, which many can ill afford as tuition rates continue to rise. Higher education will be further out of reach for some college students. Although health insurance plans have long been mandatory in many private universities, most public universities tend to have a less affluent student body that will feel the brunt of such mandates. To counteract this problem, state universities are pointing to the fact that they will be able to use the sheer volume of enrolled students to buy lower-priced health insurance plans from one company. For example, the University of North Carolina claims that they are able to provide health insurance that used to cost over ,100 in premiums per year (at least 15% of annual tuition in some states) for just 0.

Massachusetts, known to be a leader in healthcare reform among states, has required all students-with either full- or part-time status-to have health insurance plans since 1989. In most cases, the mandates have come from the universities themselves. Several prominent university systems, including those in California, Montana, and Minnesota, also have the mandate. Other states, like Florida, are using a pilot program in one state university to test the concept. California is set to expand the health insurance mandate to graduate students next year. Most current mandates apply solely to undergraduates, and some only apply to incoming freshmen and transfer students; however, graduate study often entails long work weeks of research and teaching lower-level courses, leaving no time to take a full-time position. In exchange, graduate students receive a small stipend but no health benefits, which leaves them in situations similar to uninsured undergraduates.

(Image: anne.oeldorfhirsch under CC 2.0)

Health Insurance FAQ

nursing homes within illinois bequeath strength insurance to partime employes?
It depends on the nursing home and the position you will be working. For example, if they are in dire need of a fastidious employee for a part time position, next to make the position more enticing they will offer insurance. There are so tons.

0 a month for great form insurance for an fully developed? is this an impossibilty?
I think its possible its only a thing of a society deciding this is what they want. We also know it happens contained by some countries to have premiums that low and good strength care and low life expectancies. Sure I get that some billionaire.

“National vigour insurance:” why not freshly insure the poor, and consent to everyone else maintain the plans they own?
I have issues with the model of government-run health insurance. I really don’t have a definitive position - I am still trying to revise more. But one of many questions I own is this: assuming for the moment that the.

“The most up-to-date rumor is that an individual could be fined or jailed if they go amiss to purchase condition insurance, if?
This isn’t a complete sentence, and it’s not a question, either. Peg, It is not a rumor but as you state it it’s not exactly right. Under the proposed legislation you would be required to purchase health…

“What exactly is the Republican Party’s Plank on what to do w/ poor nation? Sick ethnic group w/o strength insurance?
They don’t have one. A TRUE republican would recommend that you let your mother bleed to death contained by the street before agreeing to meaningful healthcare reorganization. But watch how quickly they become socialists when it is Their insurance.

“You will catch Health Insurance, or I will fine you 00 Dollars?
Oh yeah little dictator, this is supposed to be America, the land of the free, or used to be. Obama is actually against the fine man added the the reform. Get your facts straight. dont blame obama he is against any fines and yet butttbrains.

(In method of Health Insurance) What’s another baptize for a fee-for-service or traditional policy?
Any one know? I don’t i would guess a co pay indemnity. Indemnity? Is that what you’re looking for? Health Insurance: Fee-For-Service (Indemnity) Summary An “indemnity” health insurance plan is traditional health insurance that have been around for over 50 years. The name.

[Health Insurance] What is the difference between “deductible” and “maximum out-of-pocket expense limit”?
[Health Insurance] I dont exactly understand how both the terms apply to my expenses towards a medical consideration. I am talking about Physican and Hospital Services contained by particular, rather than Preventive Care. Deductable is what you’ll pay up front. Maximum out of pocket is supposed to be.

0bama requirements to tender condition insurance to those who lowest possible requirement it. Isn’t that similar to giving an abortion to a mom?
who doesn’t want it or already delivered? Obama wants to tender health insurance to younger people. (The elderly use most attention because they need the most care. By the channel, they paid into Medicare.

17 and have need of robustness insurance?
I am 17 years old and am not under my parents strength insurance because they have none. I go to the University of Toledo and necessitate to have health insurance within order to continue taking my classes. Is at hand any way I can get insurance on my own? Typical situation you.

176 Republicans voted to prevent poor women who rewarded for vigour insurance lower than the proposed policy?
health care program as an amendment to the vigour care bill. Yet only one Republican voted to provide vigour care to those poor women and the fetus they are required them to carry to full occupancy. What do you.

19 year infirm student - vigour insurance beside 1 million lifetime max ample?
I don’t currently have a job; I’m merely a student, so it’s doubtful that I will even keep this insurance the rest of my life. I enjoy a 0 deductible with k max out of pocket and no deductible on prescriptions, but the lifetime max is only.

25 dollars of the child support go toward condition insurance that be carried by is mother?
Now it is carried by the state at no charge for the last 6 months so do i still have to pay cheque 25 dollars for it and can i get the 25 dollars back for the ending 6 months i work 2 job.

6 months of disaster form insurance suggestion?
Hello, I am currently a college student but am forced to take 6 months off — what serious health insurance do you suggest I purchase? I don’t need cheap co-pay or prescriptions but I don’t want to return with diagnosed with cancer or AIDS during this period and be disappeared to drown in debt.

6 weeks pregnant and vigour insurance what would you recommend?
6 weeks pregnant and no health insurance what would you recommend? Get on state insurance, they will almost other accept a pregnant woman, and call the welfare division and ask where on earth can you go for prenatal testing for free until you bring back insurance Well dependingin.

A better instrument acquire an affordable strength insurance to cover my domestic?
if I work for, say Pizza Hut as a part-time while I earn K/yr full-time living? I dont want to spend too much monthly payments on health insurance? healthplans.bebto.com - my family have this vigour insurance. It is affordable and has good coverage for dental issues. cheap affordable.

A better route acquire an affordable form insurance to cover my family unit?
if I work for, say Pizza Hut as a part-time while I earn K/yr full-time livelihood? I dont want to spend too much monthly payments on health insurance? It costs what it costs. A comprehensive family plan is GOING to cost 0 to 00 a month.

A drunk driver hit my friends vehicle and I be hurt I do not own vigour insurance.?
A drunk driver hit my friends car and I was injured I do not hold health insurance, I went to the emergency room already and they said I hold a bruised sternum with severe chest contusions. I want to have a follow up…

A employer offer own flesh and blood strength contemplation insurance for sixty dollars a week near no co-pay or deductable?
The plan went from twenty dollars a week to sixty dollars per week for a family plan. Is this plan still pretty good considering the cost for heatlth care in the U.S? Yes, especially because there is no co-pay…

A examine more or less the robustness insurance reshuffle bill?
Does anyone know that if the health insurance reform bill pass whether or not you have to get your own insurance, even if you are on your spouse’s plan? If you could cite your source(s), that would be really polite. Thanks! As written now you will have coverage via…

A FINE for parents who can’t afford condition insurance for their kids?
Can someone please explain this to me? I caught the tail end of Obamas speech about it. How almost those single parents who are struggling? They get fined? explicitly wrong why should parents be fined i did not know they were,and if Obama say they should…

A former employer forgot to go against robustness insurance…?
My friend quit her job and the former employer forgot to cancel her condition insurance. She is still using it. I think she may have to recompense it back. She says it is their idiosyncrasy for not cancelling it and doesn’t think she will hold to reimburse them. Who is…

A friend of mine have an impacted sense tooth but no robustness insurance or work to compensate for the expenses.?
Are there any government services contained by the US that will help pay for this? no. she could attempt to remove it at home, though. Your friend can check with Medi-cal OR you can own them apply for Care Credit….

A friend of mine is pregnant w/o any vigour insurance. What does she do? ?
She wanted to buy insurance but nobody will insure her if she is already pregnant. Is the only resort left government insurance? She know that’s not a bad option any, but how does that work? Where can she find information about that? Thanks in credit!! …

A give somebody the third degree in the region of the Health Insurance “Crisis” within America?
Can someone explain to me what’s going on? I don’t understand what the problem is and what Obama’s administration is trying to do thats making his popularity dip. Thanks! You have vigour care others do not We have the best robustness system.It only…

A hospital cannot afford to grant patients who do not hold robustness insurance.?
.What are the potential problems of this and what is one way consumers, government and businesses could respond to it? Charity hospitals go broke. Most of them. Hospitals that adopt money from the State are required to accept every emergency patient that comes through the doors…

A hospital has-been to brand a claim on our behalf to our strength insurance for 30 months. Who should recompense very soon?
The hospital claims they called the insurance co. who said my daughter wasn’t covered. So they never sent a bill. Instead they put it to a collections agency that just informed us we in a minute owe the 00.00….

A hunt for “affordable vigour insurance” yield dozens of hits. So why do ancestors want the organization?
to insure them? They don’t. Health care isn’t a right. It’s a privilege and a bill, freshly like water, food, etc. You must budget it inside your monthly spending plans. The system isn’t broken, it’s the people who are. Well, for one I…

A Person Who Is Self Employed and Paying for Their Own Health Insurance?
Is insurance something that can be written off at tax time? Absolutley. I chew over it is Schedule 179 that you will be filling out when it comes time to do your taxes. You will claim it as a deduction on that. We own our own business.

COBRA Subsidy Expires: Less Affordable Health Insurance for Unemployed

Finding affordable health insurance is one of the primary concerns for people who have recently become unemployed. If your job offered health insurance benefits, the premiums were heavily subsidized by the company. Moreover, the cost of underwriting policies is spread among the entire workforce. This makes employer-sponsored health insurance relatively inexpensive. Since the risk is also distributed evenly among employees, you are virtually guaranteed to recieve health insurance, regardless of any pre-existing conditions you may have.

However, the situation changes when you lose your job; your former employer will no longer pay part of your health insurance premium, so you will be responsible for the entire amount yourself. COBRA, also known as the Consolidated Omnibus Budget Reconciliation Act, lets former employees retain the health insurance coverage from their last job. It won’t necessarily be affordable health insurance, but it’s there nonetheless. Keeping your health insurance policy (whether it is an individual health insurance policy or through COBRA) current is very important, since uninterrupted insurance will help protect you from future coverage exclusions.

Unemployment obviously makes covering the cost of a COBRA health insurance premium difficult. This recession has resulted in millions of Americans becoming out of work and in danger of losing their health insurance. As part of last spring’s stimulus package, President Obama and Congress enacted a 65% subsidy of COBRA health insurance premiums. Qualified ex-employees-those who were let go as a result of a layoff or downsizing between September 2008 and December 2009-were able to take advantage of affordable health insurance made possible by the government’s subsidization. This type of health insurance is still more expensive than insurance provided by an employer, but paying only 35% of the cost of health insurance frees up money for other consumer spending able to stimulate the economy.

Unfortunately, the subsidies only last for nine months. After that, health insurance rates will triple for many people, as they are again forced to shoulder the full cost of a policy. Without an extension of this provision in the American Recovery and Reinvestment Act, affordable health insurance options for the unemployed will decrease. Congress doesn’t seem to have any plans to address the issue in overarching jobs legislation or separate legislation any time soon. Economic recovery is occuring at a slow pace, which means that a significant percentage of the unemployed remain so after that length of time. Health insurance costs eat up a large portion of state unemployment benefits. COBRA enrollment has doubled since the subsidy was enacted, meaning that quite a few people feel an unwelcome shock at the cost of next month’s premiums.

There are multiple steps a person can take if they are worried about the cost of purchasing a health insurance plan. Affordable health insurance is available for both individuals and families on the open market. In many cases, these policies cost less than retaining a unsubsidized COBRA policy (when paying 102% of the premium’s cost). It is important, however, that a person doesn’t drop their COBRA coverage until another health insurance plan has approved him or her. When a person has pre-existing conditions, buying affordable health insurance becomes more difficult. However, most states have high-risk health insurance pools as supplements. There are also Children’s Health Insurance Programs run by each state that kids may qualify for if their family is earning below a certain income level. No matter what, there are solutions to the affordable health insurance crisis available.

EasyToInsureME Individual Health Insurance Reform Weekly

Week of November 9, 2023

Given that the Senate is expected to require much more time than the House to vote on a health care bill (see below), it is likely there is not enough legislative time left in 2009 to wrap up a bill for Christmas delivery to the White House. Senate Majority Leader Harry Reid fueled concerns about the schedule last week when he refused to commit publicly to passing an overhaul bill this year. This makes a “conference” between the House and Senate MORE likely in January 2010 THAN IN 2009, and that could require some time since the current House and Senate versions are vastly different on several key provisions. If the Conference pathway proves too contentious, House Speaker Nancy Pelosi and Reid could play legislative “ping-pong,” whereby each Chamber makes a modest change and ships if off to the other, back and forth, until they both approve the same language.

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Federal

Late Saturday night the House of Representatives approved its version of health care reform by the slim margin of 220 to 215 (218 was the minimum needed). The core of the approved House bill remained unchanged from the version the Speaker introduced a few weeks ago and includes: an employer mandate to provide and pay for coverage; a fairly strong individual coverage requirement; a public plan option set up by government that would pay “negotiated” rates to providers; and insurance reforms, including guaranteed issue and modified community rating. It does not include the “Cadillac” plan tax or the insurer tax provisions currently in the Senate bill. The House bill would be paid for in part with cuts to Medicare Advantage and a surcharge on the “wealthy.”

On the Senate side, Majority Leader Reid is waiting for the revenue score from CBO on several different Senate Bill scenarios, given that several Senators have publicly stated opposition to going forward without a hard and fast number on both cost and impact on bending the spending curve. He also needs this time to win over the 60 votes needed to even proceed with consideration of the bill, let alone the 60 needed to cut off debate once the debate begins; he may not have either right now. The earliest the Senate could start debate would be the week of November 16, but a date in December seems more likely. Approval of the House bill will surely put increased pressure on the Senate to move forward but to do so cautiously, given the slim voting margin in the House, as the issue moves closer to the finish line.

Bills to extend and expand COBRA have been introduced in both the House and Senate and could well be part of the final push on health care reform. Both versions extend the Special COBRA subsidy program from end of 2009 to June 30, 2024 and maintain the government’s 65 percent subsidy. The Senate version increases this subsidy to 75 percent, and the House extends basic COBRA eligibility from 18 to 24 months. Given the unemployment numbers, it seems likely that, whether as part of health reform or on its own, a COBRA extension (including the subsidy) will be enacted in 2009.

States

ARIZONA: Governor Jan Brewer and legislative leaders have reached a tentative agreement to reconvene to address the projected 2010 budget shortfall, which ballooned from billion in early September to billion by the end of October. Although the governor favors a temporary tax increase to boost revenue, she is unlikely to float that idea this time around to help limit the length of the session. Governor Brewer is expected to announce her candidacy for re-election. Although the former lieutenant governor is now the incumbent and has never lost an election, she is viewed as vulnerable by some Republicans because of budget concerns and her continued focus on obtaining additional revenue through taxation.

CALIFORNIA: California’s state budget deficit could reach billion for the current fiscal year in part because of recent court decisions blocking state funding cuts. For example, a federal judge recently blocked the state’s plans to cut million from its budget for In-Home Supportive Services, and Insurance Commissioner Steve Poizner has filed a suit to block the sale of part of the State Compensation Insurance Fund, which was projected to generate billion. Some analysts project that the state’s budget deficit will range from billion to billion in the upcoming fiscal year. In other developments, Lt. Governor John Garamendi won a special election to fill the Congressional seat vacated by U.S. Representative Ellen Tauscher (D). Garamendi was elected lieutenant governor in 2006 after 16 years in the legislature and two terms as insurance commissioner.

COLORADO: Senator Betty Boyd, President Pro Tem and Chair of the Health and Human Services Committee, met with insurer representatives to highlight the issues likely to get attention in the upcoming session. A proposal to prohibit the use of gender in rating individual policies has a high likelihood of passing, she said. Senator Boyd also advised that efforts will be made to ensure that the Cover Colorado program remains solvent, as it has potential to be used as the state’s public plan option. Speculation has it that Colorado could become one of the first states to act on federal health care reform if it is enacted. Finally, she expressed a strong interest in authorizing the DOI to establish standardized policy forms.

DELAWARE: Department of Health and Social Services Secretary Rita M. Landgraf has issued an update to existing statutes adding virtual colonoscopy as an approved colorectal screening modality. Delaware law requires coverage for colorectal screening modalities and empowers the Secretary to add modalities as recommended by the Delaware Cancer Consortium. Accordingly, all contracts for health insurance issued, delivered or renewed after December 1, 2023 must include coverage for virtual colonoscopy for colorectal cancer screening.

DISTRICT OF COLUMBIA: Newly passed legislation requires individual and group health plans to provide coverage for orally administered chemotherapy medication in a manner no more restrictive than intravenously administered treatment or injected cancer medications. In other business, the Council of the District of Columbia confirmed Acting Commissioner Gennet Purcell as Commissioner for the District of Columbia Department of Insurance, Securities and Banking (DISB). Commissioner Purcell, who served as DISB’s Deputy Commissioner since 2008, is an attorney and member of both the State of Maryland Bar and the Commonwealth of Virginia Bar. As deputy, her primary responsibilities included oversight of the agency’s core functional areas, including the divisions of Insurance, Securities, Banking, Fraud Enforcement and Investigation, and Risk Finance.

GEORGIA: A meeting was held last week between health insurance representatives and the Chairman of the Senate Insurance Committee to discuss legislation for 2010 that would restrict rental networks. The Medical Association of Georgia also was represented. Aetna has committed to work with all interested parties on the legislation.

ILLINOIS: A fall veto session concluded at the end of October, and three health insurance bills of import passed both chambers. The first bill creates external review requirements for all commercial insurance products, rather than just HMOs, effective July 1, 2010. The bill also establishes committees to create a uniform small-employer group health status questionnaire and an individual health statement for use on January 1, 2011. The legislation also requires insurers to semi-annually prepare and provide the Department of Insurance a statement on aggregate administrative expenses and other information. It is a good compromise versus what was originally proposed. In addition, both chambers passed an orthotics and prosthetics mandate on health carriers and HMOs for policies amended, delivered, issued, or renewed six months after the effective date of the amendatory act. The third bill changed the requirements to obtain a producer license. The Illinois General Assembly is not expected to reconvene until January 2010.

MISSOURI: The Secretary of the State recently approved a ballot initiative proposal for the November 2010 ballot that would essentially eliminate network-based health care delivery in Missouri. The move follows unsuccessful efforts to enact an any-willing-provider bill in past legislative sessions.The petition effort behind the ballot initiative appears to have been spearheaded by a local surgical practice that has been excluded from the medical staffs of local hospitals. Any willing provider is only one portion of the proposal. It would apply to health carriers and health benefit plans, including Medicare and Medicaid, and facilities. It would, for example, prohibit carriers from: Imposing on a beneficiary any co-payment, fee, or condition that is not equally imposed on all other beneficiaries in the same benefit category, co-payment level, or class; prohibiting or limiting a provider from the opportunity to participate in the network if that provider is willing to accept the carrier’s operating terms and conditions, fee schedule, covered expenses, utilization and quality standards. The State Auditor is preparing an assessment of the fiscal impact of the proposed measure as well as a brief summary of the fiscal impact for the petition. Legal challenges to the ballot initiative are permitted. A group of stakeholders, including Aetna, are discussing strategy.

NEW JERSEY: Health insurance issues were front and center in a bitter battle for the governor’s office, which ended last week when Republican candidate Chris Christie defeated Democratic Governor Jon Corzine. The governor-elect has publicly supported greater flexibility for carriers to make health coverage more affordable via mandate-free plan designs and interstate sales of health policies. The Democrats remain in firm control of the legislature, which will make the governor-elect’s agenda an uphill battle. Also, the Department of Banking and Insurance (DOBI) adopted a regulation standardizing the information and format on health identification cards. Additionally, DOBI initiated a meeting with the state’s major health plans seeking guidance as to how the state might proceed in limiting plans,’ and members,’ exposure to exorbitant out-of-network provider charges. This is one in a series of meetings aimed at developing consensus on an appropriate fee schedule or other mechanism for non-par provider charges. Lastly, the NJ Department of Health & Senior Services (DHSS) has launched a six-month Hospital Newborn Pilot Program. Nine hospitals throughout the state are participating in a pilot to ensure no newborn leaves the hospital without health insurance. The participating hospitals are expected to submit data to the DHSS.

NEW YORK: Governor David Paterson is calling for a special session to address the current state budget deficit. The Governor’s two-year, .2 billion Deficit Reduction Package would have a current-year impact of .2 billion in 2009-10 and a recurring impact of billion in 2010-11. The components include across-the-board spending reductions and a tax penalty forgiveness program. The Governor indicated that his agenda will include a bill that would completely prohibit all subrogation (collateral source) recoveries on any insured or self-insured plans. The existing collateral source rule eliminates the potential windfall of double recoveries to plaintiffs who receive benefits and make recoveries from both their insurance coverage and defendant payments, while still ensuring that uncompensated losses are fully compensated. This subrogation legislation passed the Senate earlier this year, but it has not passed the Assembly. In other business, State Sen. Eric Schneiderman, chairman of the Codes Committee, and Sen. Neil Breslin, chairman of the Insurance Committee, introduced a bill known as “Ian’s Law,” which is named after a patient with muscular dystrophy. The proposed legislation would prohibit non-renewal of group policies and would require heath plans to get state Department of Insurance approval before discontinuing a class of insurance. The bill also would require plans to continue covering a totally disabled policyholder for 18 months, even if the plan gets state permission to cancel an entire class of policies.

The Gift of Mobility - Free Power Wheelchairs

There are many organizations that offer free power wheelchairs and assistive devices such as hospital beds, lift chairs, walkers and other medical equipment. Here are a few:

MDA (Muscular Dystrophy Association) accepts wheelchair donations, which they refurbish and offer at no cost to persons in need.

Orphaned Wheelchairs and The Wheelchair Foundation
The Wheelchair Foundation has partnered with Orphaned Wheelchairs to deliver wheelchairs to people in the United States. Orphaned Wheelchairs takes donations of new and used wheelchair equipment, identifies recipients in the USA, and distributes the wheelchair equipment to those in need. Included are free power wheelchairs

Special Kids Fund
Special Kids Fund is an alliance of schools, hospitals, and social service organizations that provide for the special needs of children with disabilities and at-risk youth. Through the Special Kids Fund Vehicles for the Disabled Program, donated wheelchair vans and vehicles are given to physically disabled persons who are not able to afford them. This includes traditional and powered wheelchairs.

The Senior Wheels USA Program
This program makes available power (electric) wheelchairs to seniors (age 65 and up) and the permanently disabled at no cost to the recipient, if they qualify. Power wheelchairs are provided to those who cannot walk and cannot self-propel a manual wheelchair, and who meet the additional guidelines of the program.

The Wheelchair Project
The site offers an inventory list of all available wheelchairs - both manual and powered. They do not put a price on the chairs, only ask that you either pick up or arrange for delivery.

If you plan on getting a power wheelchair through Medicare or your own private insurance, it is important to note that Medicare and most private insurers will cover between 50% and 80% of the allowable price for power chairs for those who are eligible. The amount that your insurance company pays will depend in part on the type of mobility chair you require and the state in which you live. Be sure to do your homework, and beware of anyone who knocks on your door or approaches you on the street and offers to take you to a physician to get a free power wheelchair or scooter. Legitimate providers do not do that. Instead, they prefer to work with your existing physician. Avoid anyone who will not allow you to use your own physician and insists that you go to theirs.

It is possible to find free power wheelchairs if you are realistic about what is available. Regaining your mobility and independence is definitely worth the research!

Basically there are six factors that affect human health of air, water, food, rest quality, regular exercise and a stable emotional state. When these six factors above could actually fulfilled with good body condition we can say healthy, but we do not dismiss that: urban air pollution has certainly tainted, vehicles and cigarette smoke, water conditions we have not qualified, the groundwater comes from rain that comes from the clouds while we’ve polluted sky conditions. You can do anything to get your own good healthy body, do an exercise, eat good and healthy meals, try to not do any bad habits such as smoke and drink, or even get supplement. It’s very good to do those because we can’t deny that with good healthy body, we can do anything we want especially go to work to get money to buy anything we want.

Today so many health supplements and products you can buy on the market, whether it’s real market or the online store. Resveratrol is one of the polyphenol compounds found in plants and utilized in the medical field. These compounds were classified as fitoaleksin compounds, are compounds produced by plants as a response to the entry of pathogens or diseases. Many benefits you can get fro this supplement, and one of them is weight-loss.

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Parkinson’s disease (Vorum tremens) is a chronic progressive disease of the brain was first described in 1817 by J. Parkinson. Patients with Parkinson’s disease often experience involuntary trembling limbs (tremor), muscle rigidity, impaired coordination and speech, and difficulty moving. These symptoms generally occurs after age 60, but cases of Parkinson’s disease at the age of 50 years are known. Parkinson’s disease is a progressive disease, ie, their symptoms and, ultimately, seem even worse. However, despite the fact that ultimately leads to Parkinson’s disease with a physical disability and loss of ability to slow disease progression, and also according to the diagnosis of most patients at the earliest for many years may lead to quality life. Unlike other serious neurological disorders, Parkinson’s disease are being treated. Often, drugs, or an implant in a station of the brain of special equipment to stimulate brain activity. In extreme cases, surgery - brain surgery, a method, the essence stereo taxis consists of the destruction of a small area of subcrustal structures of the brain. Seek more effective treatments for Parkinson’s disease are being pursued. Symptoms of Parkinson’s disease diseaseThe first symptoms of Parkinson’s disease is difficult to notice, like a hand still on foot, a slight tremor in the fingers of one hand or violations of the insignificant word. Patients feel a devastation, a breakdown, depression or with severe insomnia. In addition to the normal use (shower, shave, kitchen, etc.) require considerable efforts and hire more time. Other symptoms of Parkinson’s disease tremors *. The earthquake often starts with a little trembling hands or fingers, or individual. Sometimes the hand tremor is irregular movements of large and medium finger turning points along the invisible (what is called “the conduct of a syndrome of pills”). Sometimes there is a tremor of lower limbs. These symptoms may be expressed on one side of the body or taken as symmetrical and other symptoms of the defeat of the nervous system are combined. The earthquake was particularly due to violations of coordination, sensitivity, if the patient is exposed in a state of stress. Even though the shaking of the members caused significant inconvenience, it does not lead to the loss of capacity, and disappears only when the patient is asleep. Many patients with Parkinson’s disease suffer only a slight tremor. * The slow movements (tremor). In Parkinson’s disease “acquire” new symptoms, including slowness and clumsiness of movements, and the violation of coordination. Stiffness of muscles of the legs can complicate the speed is broken. It is characterized particularly troublesome as the complexity of the performance of basic actions. * Muscular stiffness. Often there is a stiff neck muscles and limbs. In some cases, even by vertical movements of stiffness and pain. * Loss of balance. Parkinson’s disease, especially in a serious condition, it is often the inability to maintain balance with. For many years, this problem is insignificant and is not unpleasant. * Loss of automatic movements. Flashes appearance of a smile and hands to grow up - automatic share of a normal organism, which is conducted at a subconscious level, and also next to our request. In patients with Parkinson’s disease such automatic movements often disappear, and sometimes disappears completely. In some cases, fixed on the individual patient’s expression of intense and sustained attention, eye gaze. In some patients, with the exception of a facial expression, gestures, the ability to disappear. * Violation of a joint. Many patients also suffer from the violation of the word - it can be easily modulated, illegible. The lost voice intonations and monotonous and is silent. For seniors, it is particularly problematic, more co-hear how people can not hear it. * Violation of swallowing and increased salivation. This symptom appears in late stages of disease development, but, with rare exceptions, patients with the condition are still able to accept what in the diet. * Dementia. The negligible percentage of patients with dementia - an inability to think, understand and remember. This symptom seems to be in the final phase of the disease. Although dementia is an indicator of Alzheimer’s disease examined more often, and it can accompany other serious diseases, including Parkinson’s disease. In this case, the delay of the thought processes and inability to concentrate certify the onset of dementia. Reasons for the development of Parkinson diseaseFor these 200 years that have elapsed since the date of opening of Parkinson’s disease, scientists were able to understand some aspects and processes of this complex disease. Today it is known that many develop symptoms of Parkinson’s disease and performances, damage or destruction of certain nerve endings, is due substantia nigra of the brain. In a normal state of these dopaminergic neurons develop. Function of dopamine is the smooth transmission of impulses to the maintenance of normal movement. In Parkinson’s disease, reducing the production of dopamine, the normal transmission of nerve impulses is disrupted and there are some basic symptoms of Parkinson’s disease. During aging all people lose some of the evolution of neutron dopamine. But in patients with Parkinson’s disease lose more than half of the neutrons in the substantia nigra is. Although there is a degeneration of brain cells and others, the development of dopaminergic cells are required for movement, so that the loss is catastrophic. The reasons for the deterioration or destruction of these cells is still the subject of numerous investigations. Scientists believe that Parkinson’s disease to develop because of an unfavorable combination of genetic and environmental factors. Some drugs, diseases and poisons can also typical clinical features of Parkinson’s disease.