beauty and health

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Employer based Health Insurance

When looking for health insurance, the first question you should ask is, “Does my employer offer a health insurance plan?” Most companies provide health insurance as a benefit, and larger firms are required to provide health insurance. If your employer has a health insurance plan you should take the time to look into the costs and benefits. Very often employer-based health insurance is less expensive than comparable individual coverage.

Employer-based health insurance is cheaper for a number of reasons. Number one is your employer bears some of the cost for your health insurance. Another key reason employer-based health insurance can be less expensive than individual health insurance is rates and qualification requirements are typically lower. You can also save additional money with employer-based health insurance. One way is to have your employer pay the premium on a pre-tax basis to lower your overall taxable gross pay. Another way to reduce your taxable income is to participate in your employer’s flexible spending plan to save money for out-of-pocket health insurance expenses such as co-pays, some medications and certain medical devices.

COBRA benefits

A concern you might have about employer-based health insurance is what happens to your health insurance when you change jobs, are released by your employer or otherwise become unemployed? A government program called the Consolidated Omnibus Budget Reconciliation Act (COBRA) gives you the right to carry your employer-based group health insurance coverage with you for up to 18 months. While COBRA will allow you to remain insured, you will have to pay the entire premium for your group health insurance. Previously both you and your employer contributed to the cost of your health insurance. If you find yourself requiring COBRA benefits make sure to fill out the appropriate forms available from your previous employer’s benefits department within 60 days of leaving the job. Otherwise you could be denied COBRA health insurance coverage.

No employer-based health insurance? No problem!

What if your employer doesn’t offer health insurance? Not a problem, you can always buy an individual health insurance policy. And it’s possible, if you are member of an organization or group that offers group health insurance, to retain the benefit of employer-based health insurance in terms of lower rates and qualification requirements.

Whether your employer offers health insurance or you are just looking for an individual health insurance policy, be sure to take your time and compare health insurance quotes to find a policy that best fits your family’s health insurance needs and saves you money. It pays to shop around for your health insurance policy.

Security Solutions - Identifying issues in the organization

In the modern computing, businesses have started working within business networks where they interact with external partners such as customers, vendors. In such a chaotic environment, it is critical that security takes the highest precedence.

Security within perimeters mindset needs to go away, and replaced by a more robust and end to end approach. Developing comprehensive security architecture requires methodical and deliberate analysis. In order to devise optimized security solution, one must evaluate existing security issues within the organization.

How do you identify security issues in your organization?

Security Access Provisioning Process: One of the most common issues in any organization is about security access provisioning. Most if the time, this is done in ad hoc manner. Somebody wants access to a system (e.g. CRM application) and sends a request to the administrator. Administrator provisions the access. Later when that somebody has moved to other department or left the company, that access is still there. Developing a comprehensive access provisioning to all IT systems is very important for any organization.

Data in Transit Issues: Data in transit (when data moves from one system to another system) is another critical aspect of data security. How do you make sure that data flowing on network bus is not being compromised? Passwords, employees’ sensitive HR information flow on network without sufficient protection can lead to severe results. It is important to realize that most of the security issues come from within the firewalls. Employees getting unauthorized access to systems and data can result into significant legal issues.

Data exchanged with External Partners: Data exchanged with external business partners poses another challenge. How do you make sure that the data is viewed only by its intended recipient? How do you make sure that the data integrity was not compromised on the way? On the other hand, how do you make sure that the data coming from external partner was sent by the expected sender? You should realize that enabling a secure operating environment with your partners is a big boost to the business itself.

Intrusion Prevention: When so many systems are put in place to communicate with external partners, how do you make sure that no unwanted intruder is trying to get access to your valuable information? How do you make sure that the incoming data is secure enough so that it can be processed by your systems (e.g. emails, documents, messages)?

Security Analysis and Audit: Do you enforce regular security audits? Do you capture required level of system and access logs in a consistent manner so that a detailed security analysis can be done as and when required? One can identify patterns in log data about upcoming security threats.

Physical Therapy for the Lower Back: How to Prevent and Treat Lower Back Pain

Lower back pain is one of the most common causes of job-related disability and why some people miss work. It is also the second most common neurological ailment in the United States, second only to headache. In fact, approximately 80% of adults in Western countries have, at some point, experienced lower back pain.

For some fortunate people, pain in the lower back may be resolved by itself or with the aid of medication within two to four weeks. However, there are some cases of lower back pain that may last for more than a few weeks, during which case the condition is termed as “chronic” and “progressive,” meaning it can only grow worse over time.

Moreover, 60-80% of those patients who suffer their first episode of lower back pain may experience recurring pain within one year.

According to current research, there are certain muscles in the back that work to stabilize the spine. When the spine or the back suffers an injury, these muscles are reflexively inhibited or shutdown. Worse still, these muscles do not spontaneously recover, and this is true even if patients do not feel pain and are able to return to normal activity levels.
As a result of the inhibition of these muscles, called lumbar multifidi and the transversus abdominus, lower back pain occurs. However, there are steps you can take to prevent the same thing from happening to you.

Lower Back Pain and Physical Therapy

One way to prevent the inhibition of the lumbar multifidi and transversus abdominus is through a series of physical therapy exercises.
Designed to strengthen the muscles of the lower back and keep the spine healthy, these physical therapy exercises may range from back stabilization exercises to muscle strength development and several wide variety of techniques.

In addition, a physical therapist may also recommend such methods as heat therapy, ultrasound, massage, mobilization, and education about posture and body mechanics in order to prevent lower back pain from recurring.

Some of these methods will be discussed later on. You will also find some practical self-help tips provided by experts to help you avoid lower back pain or prevent the condition from worsening.

However, before we head on to learning how lower back pain is treated through physical therapy, it is important that we first understand what causes lower back pain.

Lower Back Pain: CAUSES

There are actually many types of back pain, but the most common is pain in the lower back. Why? You might ask. The reason is simple: you carry most of your weight in the lower back. Thus, it is highly likely that a person would suffer pain in that area.

There is no definitive cause of lower back pain. Sometimes, the causes of the condition are so complex that it is difficult to pinpoint just a single one.

However, physical therapists and other healthcare professionals have observed that lower back pain is often a result of strained back muscles and ligaments due to any of the following activities:

Improper posture

Heavy lifting

Sudden awkward movement

Muscle spasm

Stress
We could all be guilty of the above activities. We may not suffer any back pains now, but it is likely that as we get older and the degree of inhibition of the back muscles as a result of these activities increases, back pain becomes a very distinct possibility.

In addition to these common activities, lower back pain may also result from specific conditions, such as:

Herniated disk (when the disk material presses on a nerve)

Sciatica (when a herniated disk presses on the sciatic nerve. The condition causes sharp, shooting pain through the buttocks and the back of the leg.)

Spinal stenosis (when the space around the spinal cord and nerve roots becomes narrow. This is caused by arthritis and bone overgrowth, the pain resulting from when a nerve gets pinched in the narrow space.)

Spondylosis (a type of arthritis affecting the spine due to degenerative changes brought on by aging)

Spondylolisthesis (when one vertebra in the spinal column slips forward over another)

Lower Back Pain: TREATMENT
The treatment of lower back pain depends on several factors, including the specific type of lower back pain (whether it is chronic or acute) and the purported cause.

For instance, acute lower back pain is commonly treated with pain relieving drugs, such as analgesics, or some forms of exercises that can help relax the muscles.

On the other hand, chronic back pain or one that lasts for more than two weeks and is progressive may be caused by some underlying condition, during which case the treatment plan may consist of resolving the underlying condition to treat the back pain.

Lower Back Pain and Physical Therapy Exercise
Physical therapy exercise is one of the most common methods of treating lower back pain. In fact, many home remedies for lower back pain consist of exercise, because the general theory is that if you remain active, you remain healthy. This is true in most cases.

However, for purposes of this article, the exercises featured here will be those that are practiced by physical therapists to treat patients with lower back pain.
Generally, in physical therapy exercises, the exercise program for back pain should encompass a set of stretching exercises, strengthening exercises, and low impact aerobics. Read below for more on these exercises:

-Stretching

The back of a person is composed of the spinal column and contiguous muscles, ligaments and tendons. All these are designed to move in consonance with each other so that any limitation in the range of motion in any of these components of the back result in back pain.
Stretching for lower back pain specifically targets soft tissues, such as muscles, ligaments and tendons, found in the back and around the spine. By stretching, the spine and soft tissues are mobilized, increasing motion and thus, relieving pain.

There are many kinds of stretching exercises employed by physical therapists. One is the Hamstring Stretching Exercise which works to relax tight hamstrings, a common symptom of lower back pain. This exercise is said to help decrease the intensity of lower back pain among sufferers.

-Strengthening

Physical therapists generally use two forms of strengthening and back pain relief exercises, usually depending on the specific condition of the patient. These are the McKenzie exercises and dynamic lumbar stabilization exercises. However, the two forms of strengthening exercises may also be combined should the therapist find it appropriate to do so.

-McKenzie Exercises

Named after a physical therapist in New Zealand, McKenzie exercises are primarily extension exercises that could help reduce pain generated from the disc space and also may help reduce the symptoms of herniated disc by reducing pressure on a nerve root.
For acute pain, the McKenzie exercises should be done frequently, at least once every two hours. In addition, patients are advised to avoid flexing their spine when exercising.

-Dynamic Lumbar Stabilization Exercises

Using this back exercise technique, the first thing that a physical therapist does is to look for the patient’s “neutral” spine. This refers to the position that allows the patient to feel the most comfortable.

Afterwards, when the patient is in that position, the back muscles are then exercised in order to “teach” the spine how to stay in this position.
Performing these exercises on a regular basis can help strengthen the back muscles and keep the spine well-positioned.

Low Impact Aerobic Exercises
The purpose of low impact aerobic exercise is to recondition the back. Patients who undergo reconditioning of the back through low impact aerobic exercise will have fewer episodes of lower back pain.

In addition, whenever an episode of lower back pain does occur, the pain is less intense and lasts only for a short period.
Another benefit of low impact aerobic exercise is that patients tend to stay functional that is, they can continue with their regular work and carry on with recreational activities. In contrast, patients who do not undergo low impact aerobic exercises typically experience the gradual loss of their functional abilities.

For low impact aerobic exercises to achieve their desired results, they should be continuous. This will increase the heart rate and keep it elevated as well as increase the production of endorphins, which are pain fighting hormones released by the body.
Here are some examples of low impact aerobic exercises that you may want to try in order to lessen or reduce lower back pain:

-Walking
One of the simplest forms of aerobic exercises, walking is generally considered as very gentle on the back. To get the maximum benefit from walking as a form of low impact aerobic exercise, walk two to three miles three times per week.

-Stationary Bicycling
This form of aerobic exercise is less painful on the back since there is lower impact produced. This is beneficial for patients with lower back pain who may find walking too painful.

-Water Therapy
Sometimes referred to as aquatherapy, water therapy is simply doing exercise in the water. The buoyancy works to provide effective conditioning at the same time stress on the back is reduced.

Video Game Surgery ? a New Way to Train Surgeons

Times have changed and the kids who grew up on video games are the budding surgeons of tomorrow. The researchers think that they may have stumbled upon a better technique to impart surgical skills to the new kids, by way of video games.

The whole idea of using computer animation for training stems from the need felt by trainers to give a comprehensive experience to the newbies. Till now, the basic ingredient in training was to show the learners how surgeries are performed, but this didn’t allow them to do it themselves using surgical instruments.

The researchers thought that a surgeon doesn’t just use her eyes, rather it’s also about a great deal of information available from the touch that aids surgeons. The new system can enable the trainees to learn by touching or through the “haptic feedback.”

The learners would also get a virtually real feel of the surgery, as the advanced computer animation program, from the Ohio Super Computer Center simulates many essentials, like movement of surgical instruments like the drill, or the the density of the bone. What’s more is that the virtual patients would even bleed.

It seems that the new age trainees wouldn’t even have an hesitation whatsoever, as they’re already familiar with video games and know the intricacies. For them the technology would appear to be truly cool and rocking!

Aside from making surgery training more life-like, computer aninmation aided training could also save a lot of money if it can provide an alternative to the present method of operating on bones from cadavers using medical instruments.

The researchers at the Ohio State University Medical Center and the Nationwide Children’s Hospital plan go ahead with this novel approach for surgical training across hospitals in the country, and would then compare the effectiveness of conventional training with the new one. For now the computer allows training on the temporal bone.

The video game surgery, appears quite slick. But it shouldn’t teach the new trainees to treat real life surgeries as video games. While in virtual reality you could score less or start over if you err, in real surgeries that facility isn’t available!

For more insights into the healthcare industr, kindly visit my blog with the URL below.

THE Housing Solution

Well the numbers are in and it looks like home foreclosures are up a whopping 15% in the first half of 2009, affecting more than 1.5 million households. This problem does not appear to be getting any better as unemployment is nearing 10% and could go even higher, if you believe like me that government forecasts are about as accurate as throwing darts in the dark.

So the most recent “shot in the dark” from the Obama administration appears to be this disaster: a rental option for those facing foreclosure. This will “help” people stay in their homes and will transfer their equity, if they have any, to the bank and allow them to rent from banks, who apparently are now to become landlords. This is flawed on so many levels I don’t know where to begin.

Perhaps they need to look no further than one of their own agencies, Sallie Mae, for a real solution to what’s becoming the #1 problem with our economy and our country. Let’s have a look.

When I was an 18-year old and about to start college, I knew it would be necessary to take out a loan to pay for some of the costs of attending a private university. What I didn’t know at the time was that I was basically signing my life away, and that this debt would follow me wherever I went through life, the only way to get out of it being either death or permanent disability. And while I had always intended upon paying the money back and since have; had I understood those ramifications at the time I signed on, I may have thought differently about it.

Fast forward to today, the average college student graduates with over ,000 in debt, and they haven’t even entered the workforce yet

So why are we letting homeowners (or those who took out mortgages) walk away from their obligations with not so much as a dent to their credit? Unfortunately, the mentality that got us into this mess is the same mentality that will continue to kick this problem down the road in the name of populism. But I say: it’s time to get tough!

Here’s how to combat this problem in a sensible way without harming those who were responsible citizens (any more than they already have been) and at the same time holding all of the “bad actors” responsible.

If you receive a foreclosure notice, you have 2 options: to either walk away (as is what is currently being done) or opt in to a new program which will be outlined below. Both options will have benefits AND consequences.

If you choose option 1, the consequences are: immediate removal from the property in question. An automatic 400 point hit to your credit and you are BANNED for 10 years from buying another property unless you pay back the loss the bank incurs in full. It becomes a criminal offense to damage a house on the way out with automatic jail time.

If you choose option 2, the new plan will be structured as follows: you are given a timetable by which you need to vacate the premises. The house is auctioned off immediately and whatever the market brings is final. The loss that is incurred is split 3 ways, 1/3 to the bank, 1/3 to borrower, and 1/3 to the government.

However, the loss incurred by the borrower is given an immediate forbearance and it now becomes a Sallie Mae-type loan.

For example: if a homebuyer paid 500K for a home he can no longer afford, the home gets auctioned off immediately. Say it brings in 350K. The 150K loss gets split 3 ways and each party is responsible for 50K.

But now the home-buyer does not have the “scarlet letter credit smear” on their report and can apply for a new mortgage at a time that they are ready to get back in the market. This means no more LIAR or NINJA loans.

So now some time goes by and that original homebuyer is able to get back to work and maybe save up a little cash for a down-payment. He can come back into the market and buy the amount of a house he qualifies for LESS the amount of the money he owes on his first failed attempt. So if he qualifies for a 250K mortgage, he can only buy a home worth 200K.

He pays a tax increase of 2% over the next 20 years to repay the government so that responsible citizens do not have to carry the load in full.

What does this accomplish? First, it allows the homebuyer an escape route AND still be responsible for their role in the mess and not be totally ruined. Secondly, it allows the banks to move the house quickly which will help housing prices bottom out more quickly which will bring in new buyers. It allows responsible homebuyers to upgrade if they choose, while at the same time forcing the less responsible to downgrade. The inevitable loss that a responsible homebuyer faces is off-set by the new lower price of his home, and you give him a tax credit for the loss which they can take over say 5 years.

While this is just one proposal, I really hope the government adds an element of personal responsibility back into any program that they choose to try to combat the housing problem. But trying to artificially prop up home prices and rewarding those who acted badly all on the tax-payers dime is a travesty.

After all, there are 22 year olds walking around with 25K in unforgivable debt and they haven’t even been given the opportunity to act irresponsibly yet.

If you have a private home, it will be great for you if you try to make your home become more decorative. There is various kind of home decoration that you can easily install in your private home. Most of them are come in various styles. It will be great for you to harmonize your furniture with your home style.

There are some web pages that will give you the best selection of bedroom accessories for your home. You can try to go to Laylagrayce.com as the right place for you in order to get the best selection of accessories. It will be very important for you if you make your bedroom become more stylish. It will bring your sleep become more comfortable. Layla Grayce provides widest collection of accessories for your bedroom furniture. Besides that, you can find various brands which will gives you high quality materials for their entire products.

You can try to get Aden & Anias brands for your choice. This is become the right way of bedroom products that you may easily choose. It will bring your sleep become more comfortable. You can make sure that your baby will feel comfortable by choosing this brand. They made their product with high quality cotton.

Your primary reason for working out may be to lose weight or get in shape, but that does not mean that you starve yourself. When you engage in a workout or exercise schedule, you need to energy to go through with it. This means consuming the right type of foods. These foods should be minimal in their calorie footprint and high in their energy output. For example, while sushi may be a great food option, the calories in sushi rolls can be devastating.

A great way of getting energy is consuming protein shakes. Protein is an important factor in building up your muscles (and not just in a bodybuilding sense) and your intake of this is crucial. In its very basic form, a protein shake is a bland and boring drink. However, a little imagination and some smart thinking can soon fix that. Including some fruit, nuts, low fat products, no-sugar products etc. can turn that bland and boring drink into something you might want over and over again. Including fruits like bananas in a protein shake is also a great idea. The calories in banana tend to be on the low side and the fruit also releases energy at a constant rate due to its slow digestion by the body.

There are plenty of recipes online which can help you out in making protein shakes. They can be wild and wonderful and healthy to boot. A Chocolate Coffee Protein Shake doesn’t sound bad at all does it? So don’t waste any more time, get cracking on those protein shakes and attack those workouts!

The case of cancer today is getting worse in the point of the wildness of the cancer and also the number of people who are right now to be forced stays in the bed due to tumor or cancer. For sure, the process of treatment is not simple since the case of the cancer needs very careful treatment and also patient feeling from the patients. There will be no way for the patients dealing with this disease, except, depending on their life in the doctor’s hand. Knowing that treating the patients with cancer is not very easy and needs very special attention, the implementation of technology must safe the life of the patients.

Electronic Medical record for cancer and tumor, oncology EMR, is very great in recording every individual data of the health improvement o the patients. This record is apparently is not only having very great benefit for the patients but also for the filed of health since by using the data the expert can increase their oncology systems into the sophisticated one by having the purpose of supporting the patients life. Oncology EMR is also being supported with oncology EHR that is very great for enhancing the process of treating the cancer’s patients.

If you want the conclusion at the moment, they have a life with a holistic approach, you agree that at the beginning of this switch will require serious work on your side. You have to make sacrifices to start, but you pay your new lifestyle will become second nature to you - and with this new lifestyle, you can reach the health tireless Vorteile.Sie must also informed that the adoption healthy lifestyle, of course, a profound change in the diet and supplements that you use einzubeziehen.Einer of the most important natural healing, so attractive is the certainty that all the treatments you naturally and as such not produce unpleasant side effects like their chemical counterparts health werden.Ganzheitliche processed on the acquisition and exercise the purest habits for your body. It is also your mind has the best healing zugänglich.Natural Health Healing with the added bonus that you feel comfortable in all aspects of your life in this center are available on your mind over body and psyche. It is the healing process. Finally, note that you will help holistic process, your best performance in your daily reading books Routine.Durch are about to discover that many of your questions are answered to health. They are also more about how you can live a more natural way that you choose to learn your life. These services ensure that you are competent, if your healing health decisions treffen.Natürliche the examination of you. Everyday stresses, a way to undermine your mind and Körper.Und a more natural look, again, all you have lost in terms of emotional and physical stamina. In the physical aspect of holistic healing, you get the oasis you have these aspects of daily life in this fast pace makes Gesellschaft.Darüber beyond a series of rooms - a healthier, more clear the thought - natural health healing is the overall quality of your life to repair.

Most dog bites occur around the neck, face, ears, and upper chest. And although most skin punctures from other canine teeth look simple and clean, there is often considerable damage through the flesh. Injuries, bites, insect stings or venomous animals and often difficult to find and treat symptomatically. Contact your veterinarian if the dog shows any agitation at all. Some bite and sting descriptions as well as the best way to Bites1 umgehen.Dog. If you see two dogs fighting each other so be careful not to injure themselves if they try to separate them. A safe and effective way to break two dogs is to throw cold water on them. Make sure you allow the dog some time to calm down before the examination for possible injuries. If you see, the skin is punctured or torn, the hair clip of Wunde.2. Remove all the hair cut, then rinse thoroughly with warm water and mild disinfectant. To avoid the hair further into the interior of the wound and cause irritation, a small amount of petroleum jelly around the Bisses.3. If the skin is punctured, then take the dog to the vet to get some kind of antibiotic treatment. If the skin is broken, then make sure antiseptic ointment to the surface. Do not worry if bruises. If the destruction is so serious is that your dog needs bekommen. Bienen stitches and your dog can play outside experience WespenstichenWährend stung by a wasp or a bee. Although both types of insects are similar, they may be another shot. Hornet and wasp stings cause pain and swelling. Some dogs are very sensitive and allergic to bites and react badly. If there is acute swelling of the mouth of veterinary care immediately is essential Bedeutung.Wenn a bee sting your dog, it leaves a thorn embedded in the skin. If you look at the suspect your dog has been stung by a bee, then, the area carefully to determine exactly the Stinger. Once located, remove the stinger with tweezers. You may have to look through a magnifying glass, just to make sure all Stinger untapped. If there is excessive swelling once the stinger is removed, apply an ice pack.